Real Estate Representation across Sacramento, El Dorado, and Placer Counties.
The Partnership
With a foundation built on integrity and a understanding of the Greater Sacramento Area, Melissa Quade offers a professional real estate experience tailored to your unique goals. Her approach is rooted in excellence and reliability, ensuring every client receives dedicated attention and expert guidance throughout their journey.
Serving the Tri-County area including Sacramento, El Dorado, and Placer Counties, Melissa leverages her extensive local market knowledge and professional network to deliver results for home buyers and sellers at every stage of life.
eXp Realty of Northern California Inc. | El Dorado Hills, CA
916.936.8855 | REALTOR — CA Lic #02012631
Years of Experience
Total Sales
First-Year Sales
Industry Leadership & Local Expertise
Recognized for a standard of service that consistently exceeds expectations, Melissa’s career is marked by prestigious accolades that reflect her dedication to her clients and the mastery of her craft in the Northern California market.
Ranking within the top 5% of agents globally, representing the pinnacle of sales performance and client satisfaction within the network.
A multi-year qualifier for the Sacramento Association of Realtors Master’s Club, awarded for consistent high-volume production.
Recognized by the El Dorado County Association for exceptional contributions and market-leading results in the foothills region.
Advanced certification in real estate negotiation ensures that every client's financial interests are protected with expert strategy.
A specialized designation for marketing high-value estates to an international audience of affluent buyers and investors.
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Whether you are looking for a luxury property, discover your next investment opportunity. The perfect place to call home, you deserve a strategic partner who understands the market implicitly.
Here's what a rate move actually does to a monthly payment.
Rates came in at 7.32% on Oct 22 (Freddie Mac), down from 7.40% the week before. On the $982,500 El Dorado Hills median sale price, that still works out to about $590 a month more than a year ago, when the rate was 6.19%, assuming 20% down and a 30-year fixed, principal and interest only.
I'm not predicting where rates go next. The point is simpler: get your payment number at today's rate before you decide, so the decision is made on real math.
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Part two of the five-acre story. The same Bay Area family couldn't be here for the inspections. I was.
The inspection schedule landed on a workweek they couldn't take off, so I attended every inspection and put them on video calls with the inspectors. They asked their own questions, directly to the people who had the answers.
The part they expected to be the most stressful ended up being kind of fun. That's usually how it goes when you can actually see what's happening.
Buying from out of town? Comment SACRAMENTO and I'll send you the free relocation guide. And call me before you come: 916-936-8855. ... See MoreSee Less
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🎥 Melissa’s Market Minute | October 27, 2026
The sellers who got their full asking price this week got it fast.
21 El Dorado Hills homes closed. 11 landed at or above list price, but only 7 hit their ORIGINAL list price - and all 7 of those sold in under two weeks. 👀
The other four got there eventually, after a price reduction. Same destination, longer road, smaller number. Median days on market came in at 30 for closed homes and 36 for the ones that went pending, 6 of which had to drop their price to get there. Pricing precisely beats pricing high and waiting. 🏡
Sellers: would you rather list at your number and wait, or price to sell in two weeks?
#MelissaQuadeRealtor #ElDoradoHills #ElDoradoHillsRealEstate #CARealEstate #HomeSellingTips ... See MoreSee Less
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Can a different loan lower your mortgage rate? This is Part 2 of my 3-part series on 10 ways to a lower mortgage rate. Here are 4 loan types, and the catch with each one.
5. FHA: low down payment, but mortgage insurance
6. VA: strong for eligible veterans, but a funding fee
7. 15 or 20 year: lower rate, much higher payment
8. Jumbo: competitive rates, stricter qualifying
The rate you see on the news is not your quote. Your rate depends on your credit, down payment, loan type and lock date.
Save this for your house hunt. Part 3 is next: builder incentives and the one option you control.
The full videos are on my YouTube channel. Subscribe here: www.youtube.com/channel/UCdhK7EkozLowvoq0152mtPQ?sub_confirmation=1
Call or text me before you start looking: 916.936.8855
Realtor, not a lender. Not financial advice. CalRE #02012631. Rates: Freddie Mac PMMS, Oct 8, 2026.
#eldoradohills #eldoradohillsrealestate #mortgagerates #homebuyertips #folsomhomes ... See MoreSee Less
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What does a Bay Area budget actually buy in El Dorado Hills? Here's one real example, side by side.
I put a current Bay Area listing next to a current El Dorado Hills listing, including price per square foot, which is fair here because it compares two markets. It's an example, not a promise, and every home is different, but the gap is real.
Comment SACRAMENTO and I'll send you the free relocation guide (Moving to Greater Sacramento, 2027 edition), or download it here: greater-sacramento-relocation-info.netlify.app
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A question I get from almost every family moving to El Dorado Hills: which high school is this address zoned for?
Oak Ridge is the only high school located in El Dorado Hills, but not every El Dorado Hills address is zoned for it. Some are zoned for Ponderosa.
The fix is simple. Check the exact street address with the school district before you write the offer, or at least during your contingency period. I don't do ratings or rankings, just boundaries, and I'm happy to help you confirm an address.
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If someone tells you El Dorado Hills prices dropped, ask them which number they're looking at.
A large share of new construction here is smaller homes on small lots in the 55+ communities. When those sell, the median moves down, even though nothing changed about the rest of the market.
That's why I read several numbers together. September: median sale price $982,500, homes sold at 98.4% of asking, 3.1 months of supply. Steady demand and modest inventory.
Want the full El Dorado Hills market report? Message me REPORT or call or text 916-936-8855. ... See MoreSee Less
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Here's a cost that almost never comes up when people compare Folsom and El Dorado Hills: the electric bill.
Folsom is in Sacramento County, so it's served by SMUD. El Dorado Hills is in El Dorado County, so it's served by PG&E. PG&E's system-average residential rate is 41.5 cents per kWh as of January 2026. SMUD's Fixed Rate plan runs 13.7 to 21.9 cents per kWh depending on season, plus a $27 monthly charge. That difference belongs in your budget when you compare the two towns.
Plans and usage vary; sources are in the graphic.
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